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Youthful barbar Raghu is a habitual defaulter in paying back borrowed money. Almost all petty money lenders have been burnt their hands. Bike-born mobile Tamil money lenders are the worst sufferers at his hands. A handicapped lad with a mere rupees five thousand capital recently started money lending. Raghu was his first customer. He borrowed Rs 1000/- from him. Four months already elapsed against the borrow duration of 100 days. He has not paid even Rs 100/- so far. Every morning the handicapped knocks at his door and returns empty hand.